Homebuyer Services – preparing homebuyers across the St Louis Region
Homebuyer Services is a regional program providing services for home buyers in all counties in the St. Louis Metropolitan Area including both Illinois and Missouri. This is for all areas in St Louis Metro area, not just Lemay!
Lemay Housing Partnership Inc.
PO Box 16356 (336 E. Ripa Avenue) Lemay MO 63125
Main: 314-631-9905
Fax: 314-631-4921
info@www.lemayhousing.org
It is designed to prepare homebuyers to make good decisions during the home buying process with confidence, understand the responsibilities that go along with homeownership and connect to affordable loan products and down payment and closing cost assistance.
Yes – Down Payment and Closing Cost Assistance
The services are offered in two tracks.
The ReadyNow track is for individuals and families that have a contract on a home and are pre-approved for a loan and want to meet the requirement of completing Homebuyer Training and Counseling. The training is offered in-person (if your closing schedule permits) or on-line. In order to complete the counseling component, a completed intake packet with the requested documents must be sent to the program staff and a one-on-one meeting will be scheduled. Once the training and counseling have been completed, a certificate will be issued to you with a copy sent to your loan officer. If your lender does not require the one-on-one meeting, exceptions can be made if the loan officer contacts us.
The GetReady track is for individuals and families that are beginning the home buying process and wish to educate themselves before proceeding and desire help to save for a down payment or improve their credit score. The services begin with a free orientation session to help you determine your level of readiness and is followed by a one-on-one meeting with trained staff in order to develop a personalized spending plan, obtain a credit analysis and set goals to achieve to homeownership. A completed intake packet with the requested documents must be sent to the program staff and a one-on-one meeting will be scheduled. One-on-one meetings can be scheduled periodically until savings and credit scores are satisfactory to obtain a good mortgage. When you are close to ready to buy, training can be accessed online or attended in person. Once you have completed the one-on-one meetings and the training, a completion certificate that is good for two years is provided.
No fees are paid until class is attended. Online training costs $115.00 (paid online)
and can be accessed throughwww.eHomeAmerica.org/lemayhousing.
In-person training costs $100 and you must call us at 314-631-9905
to make a reservation and to prepay for the class.
Click here to download the intake packet required for both ReadyNow and GetReady one-on-one meetings.
Please submit all information per the instructions in the packet and you will be contacted to set up an appointment for the one-on-one meeting. If you are requesting down payment and closing cost assistance, please click on that tab under Services for the application – no need to download the intake packet.
For more information and to register for Orientation or In-person classes please call us at 314-631-9905.
Illinois
Bond
Calhoun
Clinton
Jersey
Macoupin
Madison
St. Clair
Missouri
Franklin
Jefferson
Lincoln
St. Charles
St. Louis
St. Louis City
Warren
Washington
